Thomas Miller Specialty

All specialty risks are managed for you by Thomas Miller on behalf of Lloyd’s of London and select company markets.

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Thomas Miller Specialty – a flexible platform

Thomas Miller Specialty is a commercial Managing General Agency (MGA) created when Thomas Miller acquired the Osprey Underwriting Agency in 2015. The MGA draws on the strengths of both organisations and provides the clients of Thomas Miller Specialty a flexible and proven insurance platform from which to access specialty lines insurance products.

Each Product can be underwritten on policy forms specifically written to meet the needs of the insured.

International Reach

All of the products provided by Thomas Miller Specialty benefit from Thomas Miller’s international office and support network, enabling Thomas Miller Speciality to support brokers and clients with loss prevention, information and claims support, all around the world.

Insurance Products:

Protection and Indemnity

Protection and Indemnity insurance to owners of smaller craft and vessels on a fixed limit, fixed premium basis. A wide variety of vessel types and operations are catered for including tugs, barges, fishing vessels and vessels engaged in the carriage of dry cargoes.

Maritime Employer's Liability

Insurance specifically designed to provide cover for employees who may be required to operate on or from vessels from time to time but where their employer does not own or operate the vessel itself.

Marine General Liability

Thomas Miller Specialty is able to offer an extensive programme specifically designed to provide operators of shore and dockside facilities, primary third party liability coverage. Cover is designed specifically for Ship Repair yards, Terminal Operators, Marine contractors, Wharf Operators and Stevedore Operations, with the policy form having been specifically crafted, in conjunction with the main Marine General Liability wording.

Hull Insurance

Hull Insurance to compliment the Protection & Indemnity coverage also offered by the Agency.

Shore Side Property

Shoreside Property Insurance provides focused and flexible cover for owners of shoreside property and related equipment on or around the coastal area, with specific focus on areas of the world exposed to wind, flood and earthquake.

MLC Seafarer Abandonment Insurance Solution and Insurance for Recruiters

Tailored to the specific requirements of ship-owners, crew management companies and seafarer recruitment and placement service providers, the policy provides financial security in the event of an employer’s financial default including the indemnification of unpaid wages  MLC Seafarer Abandonment Insurance Solution and Insurance for Recruiters

Yacht Liability Cover

Providing one of the broadest marine liability products in the market for owners, operators, managers or bareboat charterers of medium to large yachts.


Covering all property, control of well and liability for all upstream oil and gas operations worldwide, for the full life-of-field operations. We provide a range of standard insurance covers for operators and contractors but are also keen to provide tailored insurance products and solutions for clients; we do not believe in a ‘One Size Fits All’ approach.

Cyber Risk

Thomas Miller Specialty's Cyber Risk product designed for all industry sectors and professions.

In association with Lloyd's Register and Liberty Mutual, our Cyber Risk product helps your business understand how best to reduce its risk exposure to data security and cyber risks, supported by quality insurance coverage.


Thomas Miller Specialty has developed a new insurance product in association with QBE to respond to the specific threat of theft of own, first party, funds due to insured commercial crime activity. It has specific language designed to respond to what is often referred to as social engineering fraud.

Corporate Kidnap and Ransom

Thomas Miller Specialty works with market leader Special Contingency Risks (SCR) to bring you a Corporate Kidnap and Ransom product that offers not only Insurance but 24/7 support and guidance on employee's risk exposure to kidnap worldwide.

Ideal for leading marine, transport, logistics and commercial professions with people in potentially risky situations around the world, our kidnap and ransom insurance includes security risk management services to help mitigate risk and manage security issues that may arise, anywhere in the world.